Posts tagged with "RENT"

Vaughn Lowery, 360 MAGAZINE

3 things you should know before moving in your student flat

So, you’ve just completed your first year of university and are looking for a way out of student dorms. More than likely, you will have never rented a property before, so before you race ahead and agree to the first flat you see, you should take some time to research and assess the properties you look at before making a final decision.

To help you choose the right student flat, you should take a look at the following tips which will help you understand the renting process and allow you to exercise your tenant rights.

Property location

When looking for the property, the first thing to consider is the location, as you need to make sure that your journey to lectures isn’t too long. You could start by looking at properties surrounding your university, although these may not be within your budget or will most likely be too small to fit you and your flatmates.

If you’re a student at a central university, you may be best looking on the outskirts, which will mean you’re not paying city-centre prices but are still a short walk away from your place of study. Property companies like RW Invest offer affordable properties for students in Liverpool universities, which offer luxury accommodation in a prime location. This gives tenants convenient access to their university, as well as shops, bars, restaurants and more – which allows them to benefit from the full student experience. If you’re in San Diego then you can check out sandiegodowntown.com/search-san-diego-condos-for-sale/ for some upscale yet modern accommodation options.

Living costs

If you lived in halls in your first year, you will understand some of the costs associated with student living. However, there are some differences with a private student flat, for example, you may have to pay all your bills separately, in comparison to your student accommodation where you paid everything together. You need to consider costs such as your rent, utility bills, Wi-FI, TV license and more to establish whether the flat is a viable option for you.

If the landlord does not include utility bills within the tenancy, you will have to sort it yourself, which may seem daunting but can actually save you a significant amount. To make sure you’re making a saving, you should inspect the appliances and fixtures to ensure there are no issues such as leaks which may cause your energy bills to shoot up. A lot of modern properties now feature smart meters, which will help you monitor your usage and prevent you from overspending.

Your rights

Even if you find a property that you’re interested in and are eager to move in, you should hold fire before reading every single detail in the tenancy agreement. This will contain all of your rights, including deposit protection, which is what you pay at the beginning of your tenancy and you should receive this back if no damages occur. By law, your landlord must secure your deposit in a tenancy deposit scheme to protect them and you, if they do not, you can sue them for four times the cost of the deposit.

As a private tenant, there are several rights that should be stated in the tenancy agreement, including eviction periods, maintenance issues, and inventory. The latter should be checked before you move in, for example, make sure you check your washing machine to ensure it is working correctly, and if not you should report this to your landlord before you sign the agreement.

5 Ways to Live Well for Less

A simple, economic lifestyle doesn’t necessarily require sacrificing your quality of life, in spite of people often mistakenly believing that one is almost synonymous with the other. It is perfectly possible to combine minimalism with intelligent indulgence, and live well for less. In regard to how that can be achieved, we will now discuss some of the easy to adopt methods next.

Rent, Don’t Buy

When you rent instead of buying, you save more money, since you do not lose out on the depreciating cost of real estate in the US and there’s nothing holding you back from moving when you need to.

Don’t Pay High Rent Unnecessarily

Renting is a better and cheaper option than buying, which is a financial and practical truth, but you can save even more by moving to a low rent section of the city. If you like the location, just move to a smaller apartment and you will be paying less, without sacrificing the location.

Sometimes, we make the mistake of paying more money for space we hardly even use, which is common, but unwise nonetheless.

Don’t Give Up on the Coffee, but Save on the Pods

The coffee machine is a little bit of luxury that some people won’t likely be willing to give up. Even if they do give up on the coffee machine because of the exorbitant prices of the original coffee pods, it won’t be a sacrifice that will make you feel like you are living well for less!

As this list is all about finding cheaper and sometimes better ways to live well by spending less money, we have a brilliant solution for you. If you have a Nespresso machine, for example, just choose to buy Nespresso capsules from a third party instead, and you could be saving about 40% on the pods!

Gourmesso makes espresso, lungo, decaf, and flavored coffee pods for the Nespresso machines (except the VertuoLine models), which will save you a fortune in the long run, but you won’t have to sacrifice on the quality of your coffee at all.

Don’t Shop from Expensive Brands

Gucci, Prada and Ralph Lauren products are exorbitantly expensive, but do not provide any real additional value to the customer, aside from vanity.

You would be surprised to know that almost all of the products which these brands release with their stamp on them are actually made in tiny sweatshops that you will never even hear about. The same products, without the customizations exclusive to those brands are often sold by their suppliers at a tiny fraction of the price!

You don’t have to buy rags and unbranded clothing of course, but by simply avoiding the big brands, and supporting some of the local, less popular ones, you will be able to shop more for less money.

Shift to a More Practical Car

The muscle cars and the sports cars have their appeal, so to say they are pointless would be a lie. Unlike branded clothing from luxury brands, you do actually get better performance and the wow factor from these beasts for sure.

However, in a practical scenario, these cars are definitely more about vanity than practicality. It’s okay when you have that mindset and the money to spend on a car that will burn through fuel like hot knife through butter, but as we are talking about living well for less, why not shift to a more fuel-efficient and comfortable car instead?

They cost less to buy, maintain and refuel, immediately making them a better choice for living with less, but without really sacrificing on anything practical.

There’s just so much more you can change and adopt to save money, without having to let go of your favorite things in life. These were just five, but they should be able to give you an idea of how to do the same in any other sphere of your lifestyle as well.

UK Households Spending More Than They Earn

  • UK cost of living for a four-person family is £60,000 per year – 103 per cent of average household income
  • UK housing and utility costs have risen by 13 per cent1
  • The global study found the most affordable expat country for families is Sweden

Today, new research by leading price comparison website MoneySuperMarket reveals that the UK is the most expensive location to raise a family. The running costs associated with a four-person family in the UK exceeded those of Spain, USA, Germany and Sweden due to the high costs of rent, utility bills and groceries2.

The data is based on the average monthly cost of property, utility bills and grocery shopping for a family with two children in 10 locations. These locations are some of the most popular destinations for the British public to emigrate to. MoneySuperMarket also ranked the costs against the countries’ average full time salary, to reveal the percentage of salary two working adults must put towards household expenses. In the UK, the average cost of a four-person family is more than twice the combined total of two adults’ salaries4.

Popular expat destinations with lower living costs

With lower utility bills (£94.41 per month), heavily subsidised pre-school costs (£230.34) and a standard average monthly rent of £1,149.40, Sweden is the only country analysed where a single parent can comfortably afford to have two children, working out as 87 per cent of the average working salary5. Based on two adults with two children it’s even more affordable, eating into less than half (43 per cent) of the combined salaries.

The full ranking of the affordable global cities to raise a family, including a breakdown of all metrics, can be seen below:

Global cost of raising a four-person family

Changing costs over time

On average, the weekly food shop has lowered in price for families over the last 16 years, from £236 to £232. However, spending on both housing and utilities, and household goods and services, has increased by 11 per cent overall. In 2001, the average monthly cost of housing and utilities per person in the UK was £277.77, but by 2017 this figure had risen by 13 per cent to £314.82. Due to these rises, the cost of raising a family in the UK has become more expensive.

For more information on the most affordable countries to move to, check out the MoneySuperMarket report around the changes in UK household spending over time.

Antonique Smith Stars in Marvel/Netflix Series

Actress, Activist and Grammy Nominated Singer, Songwriter Antonique Smith is one of the new stars in season 2 of Marvel’s Luke Cage on Netflix. Smith has an eight episode arc in the hit series playing Detective Nandi Tyler. Is Nandi, a rival of Misty Knight, a friend or foe of Luke Cage? The highly anticipated return of the show premiered worldwide to rave reviews on June 22nd.
The action drama stars Mike Colter as Luke Cage, a Harlem-based superhero with super strength and bulletproof skin. The cast also includes Alfre Woodard, Simone Missick,Theo Rossi, Mahershala Ali, Gabrielle Dennis, Mustafa Shakir and Rosario Dawson.
Luke Cage is created and executive produced by Cheo Hodari Coker and co-executive produced by Aida Croal, Jeph Loeb and Jim Chory.
On Sunday night, Netflix launched the Strong Black Lead campaign. The campaign features Antonique amongst other black actors, writers, show runners, and producers on Netflix and in Hollywood. The plan for the spot, which debuted during the BET Awards, and the “A Great Day In Hollywood” campaign image stemmed from Netflix’s Strong Black Lead initiative designed to foster an “ongoing, intentional focus to talk authentically with the black audience.”
Variety released an article detailing the inspiring campaign and listing all those involved. Watch the video and read the article here
ABOUT ANTONIQUE SMITH:
Antonique Smith is a singer, songwriter, actress, and social justice activist, primarily known for her starring role
in the blockbuster film, “Notorious“, and her leading role in the Broadway musical, “RENT“. In 2015, she was nominated for a Grammy Award in the Best Traditional R&B Performance category and later that year released her buzzworthy EP “Love Is Everything”.
Antonique has been seen in numerous film and television roles including the Queen Latifah executive produced, 2017 Netflix film, “Deuces” and she had a recurring role in the hit FOX drama-series, “Shots Fired“, Executive Produced by Gina Prince-Bythewood and Empire’s executive producer, Brian Grazer.
Antonique brought in the year 2018 with her stirring rendition of “Here Comes The Sun” live in Times Square on Steve Harvey’s New Year’s Eve on FOX program.
Having been on a 20 city “Act On Climate” tour with the Hip Hop Caucus and also singing for the Pope’s climate rally for over 100,000 people on the National Mall in D.C., Antonique is a serious advocate for climate justice and human rights.
For more information, please visit www.antonique.com
CONNECT WITH ANTONIQUE

http://Antonique.com

“Love Is Everything” EP
On iTunes:
On Spotify: