Posts tagged with "Living"

Best UK City For Families

BABY- FRIENDLY BATH IS BEST UK CITY FOR FAMILIES
  • Bath takes top spot for second successive year in MoneySuperMarket’s annual Family Living Index
  • Bristol is the least family friendly city, with London again near the bottom of the list
  • MoneySuperMarket reveals how to manage your finances in preparation for buying a home

 MoneySuperMarket, the UK’s leading price comparison site, today reveals that Bath is officially the best location to raise a family – taking the top spot for the second year in a row.

MoneySuperMarket’s annual Family Living Index, now in its third year, ranks 35 UK cities based on six key factors (local school rankings, access to green space, likelihood of burglary, house prices, job opportunities and average salary) to help parents find the city that best matches their family requirements.

Bath retains its title as the UK’s best place to raise a family, thanks to a high number of job opportunities and schools rated ‘outstanding’ by Ofsted per capita. Wolverhampton is the second most desirable city to live in, moving up one place from last year, followed by the north east heartlands of Newcastle and Sunderland. Manchester again features in the top five, but moves down a place from fourth last year.

At the other end of the scale, Bristol has overtaken London to become this year’s least family friendly city, due to a 33% rise in contents theft and a decline in ‘outstanding’-rated schools. Despite having the highest average income and level of disposable income, London continues to find itself near the bottom of the list due to high average house prices (£478,749).

Top five family friendly cities: 

City 2018 rank 2019 rank Reason
Bath 1st 1st Retains top spot due to an increase in income
Wolverhampton 3rd 2nd Similar results from last year, but benefits from other locations’ declining scores
Newcastle 2nd 3rd Drops one place due to an increase in contents theft, despite having the most ‘outstanding’-rated schools per capita
Sunderland 6th 4th Rises thanks to improved income metrics
Manchester 4th 5th Drops one place due to a fall in income

Least family friendly cities:

City 2018 rank 2019 rank Reason
Bristol 33rd 35th Falls into last position due to a rise in contents theft rate and high house prices
London 35th 34th Places second to last in the rankings due to high house prices, despite having the highest income scores
Leicester 32nd 33rd Drops one place due to a decrease in average income
Peterborough 29th 32nd Drops three places because it has the fewest ‘outstanding’-rated schools in the country
Edinburgh 27th 31st Drops four places due to an increase in contents theft rate claims

The biggest climber this year is Newry, with the Northern Irish city jumping 10 places to 12th in the rankings due to an increase in disposable income and a high number of ‘outstanding’-rated schools per capita. Stoke, this year’s most affordable place to buy a home, Chester, Leeds and Brighton all climb seven places in the rankings.

Oxford sees the biggest drop, falling 18 places since last year to 30th in the rankings, due to its high contents theft rate, and a decreasing number of ‘outstanding’-rated schools. Cardiff also drops 14 places to 22nd, with a weakened position in almost every category, most notably in contents theft rate.

Further research reveals that two thirds (67%) of Brits believe they have seen a change to their quality of life in the last five years, with health (37%), a change in household bills (27%), moving to a new house (22%) and an increase in salary (21%) ranking as the top contributing factors. Other factors such as Brexit (8%), the local area changing (10%) and having to support an elderly family member (5%) also impacted their quality of life1.

Tom Flack, editor-in-chief at MoneySuperMarket, commented: “If you’re thinking of buying a home, it’s worth looking at the bigger picture and taking things such as local amenities, job opportunities and green spaces into consideration. If you have young children, take a look at the schools and the catchment area – many people will pick the area they live in based on this alone.

“When buying a property, it’s important to sort out the family finances so you can make the most of your money – and that includes purchases such as life insurance. If you have dependents, taking out a policy would provide financial support to your family if you were to pass away, helping them to clear outstanding debts and meet living expenses. Taking out life insurance will give you peace of mind, knowing that your family is protected financially in a worst case scenario.”

Head to MoneySuperMarket to see the full Family Living Index.

Neurotriggers

In the early to mid-1970’s, a million dollars was a great deal of money, and thinking about becoming a millionaire was thinking very big indeed. A million dollars was a fortune to be amassed. Today it is a yearly income, or, at best, a couple years’ income needed by anybody attempting to amass a real fortune.

In a documentary on Ted Turner, he was bemoaning the loss of much of his wealth thanks to AOL/Time Warner, and worrying about being “down to a billion” while still in his 70’s — he said he hopes to have enough left to retire on someday. You can, he pointed out, get by on a billion if you’re careful and don’t buy too many planes or yachts. He was speaking tongue-in-cheek, but not totally. Just as 80 is the new 60 and we hope 100 will soon be the new 80, a billion is the new 25-million.

The first arsenal of skills and strategies one should master are those of survival. How to be broke but live well. How to pay one credit card with another. How to look the part and act as if. Some of these skills have lasting value, but most become an impediment, standing in the way of developing the different set of skills one needs next. I think overall, one of the hardest things we do in life is shed the thoughts, attitudes, skills, habits, associations that worked for us when doing “A” but hold us back and get in the way of doing “B”. We shed skin easily and automatically. We do not shed thoughts and behaviours so easily.

The second arsenal one should master are those for making money. Lots of it. In chunks and surges. These days, to be a millionaire is not all that complicated. If you happen to be young, 20 or 30, you can very, very easily reach and surpass that benchmark purely with an intelligent retirement plan (or other tax protected savings plan) by saving and contributing the maximum amount allowed every year. Or by buying a few good homes and owning them for the long haul. That will get you a million dollars someday.

To take it one step further, earning a million dollars per year – even though that certainly puts you at the 1% pinnacle of society – is also actually not all that difficult. A great many businesses or combinations of businesses provide such opportunity. It is, for example, nothing more than 1,000 transactions of $2,000.00 each with 50% net. Or 100 at $20,000.00 each. Or 1,000 customers giving you $100.00 a month. Or 2,000, giving you $50.00. I just read a report of a Gourmet Bacon Of The Month Club providing its owner with such income. Bacon.

Making lesser but still significant income, $100,000.00, $200,000.00 a year, even easier. A good handyman with nothing but a cellphone could have a ‘concierge practice’, with, say, 25 clients each paying him $300.00 a month…$7,500.00 a month, $100,000.00 a year. Just not that tough. More mental barriers than anything.

But if you start to think in terms of creating and keeping a small fortune in the 10-million to 50-million-dollar neighbourhoods, rather than just a million or two, the arsenal of required once again changes substantially. The knowledge needed, different. The mind-set needed, different. Here, in this space, an odd combination of daring, speed, grabbing of opportunities must be counter-balanced with a concern for preservation of capital, a diligent management of the money, not just making it.

I spent time the other day with one of my long-time clients who personally earns about 5-million a year and is worth about 4 million. He is busily involved in dozens of high-pressure projects. He said, “I often fall into shit. Sometimes I come up with gold. Other times I come up with shit. My success rate does not distinguish me. Being willing to dive into shit, that distinguishes me.” Different mindset.

We’ve talked about speed. To become a millionaire, you can do things slowly, methodically, logically, sequentially, neatly and cautiously. To be a multi, multi-millionaire, you cannot.

To stay a millionaire once there, you need to conserve. To buy carefully, spend reluctantly, invest wisely. Never paying more than is necessary. To stay a multi, multi-millionaire you need to be more aggressive. You often cannot afford to get the very best buy, as your time and lost opportunity is far more valuable than the deal available across town.

There is a hierarchy of sorts for independent business. It is: shopkeeper; business owner, entrepreneur; entrepreneur-investor; investor-entrepreneur. One of the painful aspects of moving through these stages is doing less of something you’ve mastered (and can do easily), in favour of doing other things you’re clumsy and uncertain at; the constant setting aside of old tools with which you’re expert in and picking up new tools you are profoundly inexpert with; of climbing Maslow’s step again and again and again.

Questions: What skills do you have that are useful not just at present but for where you want to go? What present skills are holding you back? What skills do you lack currently, but will be needed for the spot just ahead on your chosen road? Do you even have a Personal Skills List each ranked 1-10, and a list of New Skills In Development?

For additional information visit http://neurotriggers.com/

NON-SURGICAL BALLOON WEIGHT LOSS METHOD

Americans spend almost 60 billion dollars annually in pursuit of weight loss with gastric bypass surgery being the most common type of weight-loss surgery; an option that isn’t for everyone. Like any major procedure, gastric bypass has significant health risks and side effects. In addition, to be a candidate for the procedure, one must have a BMI (body mass index) of 40 or higher. The fact is, a huge percentage of the population are only between 15 to 50 pounds overweight without any other options besides diet and exercise.  Dr. Stanley Poulos, a San Francisco board certified plastic surgeon is an early adaptor of the non -surgical balloon weight loss method approved by the FDA in 2016. Following the two-part program, patients lost an average 3.1x the weight compared with diet & exercise alone.

Dr. Poulos stresses that, “there is a direct correlation between those patients who stay connected to their program and their weight loss success.” Dr. Poulos is highly experienced in body contour plastic surgery which is sometimes required after major weight loss. Sometimes, due to skin laxity after weight loss, procedures such as thigh lift, breast lift, liposuction or “tummy tuck” are desired by patients.

Who is an ideal candidate for the balloon weight loss method?

It is appropriate for patients with a BMI of 30 to 40 that have not had previous weight loss surgery. Patients diagnosed with bulimia, binge eating, compulsive overeating, high liquid calorie intake habits or similar eating related psychological disorders are not good candidates.

How does the balloon method work?

This non-surgical outpatient procedure begins with a diagnostic endoscopy to ensure that there are no contraindications and that it is safe to perform. Once the patient is mildly sedated and comfortable, the procedure can begin. The deflated gastric balloon is inserted through the esophagus and into the stomach. A syringe is then used to fill the balloon with a sterile saline solution. Once the weight loss balloon has been filled with saline, it expands to approximately the size of a grapefruit. The entire procedure takes about 20 minutes. Patients can usually return home after the placement or removal procedures within 30 minutes. Over the last 20 years this procedure has helped over 277,000 people. The gastric balloon encourages portion control while patients make healthy changes to diet and lifestyle.

How long does the balloon stay in place?

The balloon remains in the stomach for the first six months after the procedure. With the stomach balloon and Dr. Poulos’ support team, patients usually see the most drastic results in the first six months. It is very important to use this time to develop healthy habits that will continue for not only the 12-month weight loss program, but for the rest of one’s life.

What to expect after the balloon placement.

Over the first 14 days after placement, patients may experience nausea or vomiting. Dr. Poulos recommends a liquid diet for his patients during the first week to help manage these symptoms.  Also prescribed are effective anti-nausea drugs to help the patient through the initial stage.

How is the balloon removed?

Once the stomach balloon has been in place for six months the balloon is removed. The simple and non-surgical procedure is very similar to the placement process. Once the gastric balloon has been removed, it is very important to continue working closely with Dr. Poulos’ team and coaches to follow the personal diet and exercise plan provided. This will help to keep you in a positive and healthy mindset while achieving your weight loss goals.

Additional benefits of the balloon weight loss method.

-It’s been shown that the average person loses 3x more weight with this procedure than with diet and exercise alone. Here are some of the reasons why:

-Diets can leave you feeling hungry or dissatisfied. This procedure helps by taking up room in the stomach and encouraging portion control.

-When you’re overweight, exercise can be challenging and uncomfortable. With The Balloon Weight Loss Method aiding your weight loss, physical activity can be more comfortable.

-There are no incisions, stitches, or scars.

-Unlike gastric bypass surgery, this procedure is not solely for the morbidly obese.

-The procedure takes 20 minutes and most patients return home the same day.

-The balloon is only placed temporarily.

-The procedure is intended to work with a fitness and nutrition regimen for optimal results.

Cost: The general cost for the procedure is $8,000 to $10,000 nationwide and can be used with patients 22 and older who fit all of the medical criteria. If this app is too costly, check out Weight Tracker App.

About Dr. Stanley Poulos

Dr. Poulos specializes in cosmetic breast surgery and body contouring procedures. He helped pioneer the quick lift facial rejuvenation surgery in California and is recognized as one of the leading plastic surgeons in Marin County and the entire San Francisco Bay area.  Dr. Poulos and Plastic Surgery Specialists have extensive experience in body contour procedures. A graduate of the University of Texas Medical School, Dr. Poulos completed his internship and residency at UC San Francisco. He completed a plastic surgery fellowship at St. Francis Hospital in San Francisco and is certified by the American Board of Plastic Surgery. www.psspecialists.com

The Mayumi: All-Inclusive Residential Stay

The Mayumi, a new residential concept by HQ Development, is set to open April 2018 in Los Angeles. Located in the epicenter of Culver City, California, this new space has been fashioned into a remarkable 35-unit flexible-stay residence catering to long-term visitors looking for a monthly all-inclusive residential stay alternative and creative space.

 

Mayumi provides the best of both worlds – a private haven and social hub. Created to provide an unparalleled living experience crafted on a foundation of design, flexibility and community, Mayumi members can enjoy luxurious private rooms and common areas to connect with others.

 

Each member is provided their own unit, with an ensuite private restroom featuring a soft water system and rain shower. An in-room touchscreen managing lights, shades and thermostat provides full control of the environment right at the member’s fingertips, as well as a 50-inch Smart TV with DirectTV service.

 

The innovative concept is a natural fit for HQ Development, whose projects throughout Culver City, Hollywood and Santa Monica have attracted heavyweight companies in creative industries as its tenants. With the opening of Mayumi, HQ Development will mark its entry into the residential market and similarly endow the surrounding neighborhoods with a thriving energy. As Robert Herscu remarks, “Our intent is to make Mayumi synonymous with luxury, flexibility and comfort. Our drive to create a distinctive living experience is as fierce as our residents’ passion to make their mark in LA.”

 

Additional flexible stay locations are currently in development, with expected availability in 2019.

 

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HUMAN TRAFFICKING AWARENESS MONTH

Sex Trafficking is considered the New American slavery and the U.S. Justice Department estimates that 14,00-17,500 people are trafficked in the US every year. The 2016 Global Slavery Index estimates that 57,700 people are victims of human trafficking and most of those that are impacted are young children, teens and women. Each year 244,000 American Children and youth are at risk for sex trafficking each year.

 

Jan is an upcoming national leader and she is getting program certified with the American Emergency Nurses Association so they can lead the course for Trauma, ER and Pediatric Nurses and she just got her first request from a Doctor so that she can train their staff.

 

Jan Edwards is the founder and CEO of Paving the Way, an organization committed to being a fierce disruption in the cycle of child trafficking around the globe. This is accomplished through educational and training programs that empower communities to break the cycle.  She’s been featured in the Huffington Post, Marie Claire UK, on iHeart Radio as an expert in prevention and was recently awarded Humanitarian of the Year. Jan is also the writer and producer of the award-winning film, Trapped in the Trade, which was featured on CNN.

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Watch Jan on CNN herehttps://www.youtube.com/watch?v=S_us4TF9wB4