Posts tagged with "household"

Don’t Let Your Body Be A Bummer This Summer: 5 Tips To Detoxify

As summer winds down, some people who ditched their New Year’s weight-loss resolutions may re-dedicate themselves to looking good.

Even more important, though, is what we put in our bodies. What we eat and drink not only impacts how we look, but how we feel.

And to properly set the tone for the inner body and good overall health, it’s vital to get the bad stuff – toxins – out, and keep them out, says Dr. Suhyun An (www.drsuhyunan.com), an expert on regenerative medicine and co-author of Demystifying Stem Cells: A Real-Life Approach To Regenerative Medicine.

“People may want to look good, but being truly healthy on the inside is a year-round commitment,” Dr. An says. “And you need to start by detoxifying the body.

“Toxins can severely affect every part of the body. They’re in tons of every-day products.  Being aware of them and avoiding them are essential to good health.”

Dr. An provides five tips for cleaning out the toxins in your body:

Reduce the toxins you’re taking in. The first step to cleaning out toxins in your body is to cut back – or completely eliminate – things you put into your body that contain them. “When something is hard for the body to digest, it can slow down your metabolism and cause toxins to accumulate in your body,” Dr. An says. “Avoid these groups: red meat, gluten, refined sugar, processed food, alcohol, and caffeine.”

Be careful with household products. Household cleaners, soaps, and beauty products all can contain harmful toxins that are absorbed through the skin. “Choose these products carefully,” Dr. An says, “and always make sure you know what’s in them. There are many great natural cleaners and products that can help reduce the toxins your skin and body are exposed to.”

Drink plenty of water. “Water has a multitude of benefits for your body, skin, and organs,” she says. “Drinking enough water is extremely important in getting rid of toxins in the body. It helps boost metabolism and can literally flush out the harmful materials that have built up in your body.”

Add plenty of dietary fiber and antioxidants to your diet. Eating foods with plenty of fiber, such as organic fruits, vegetables and whole grains, will help your body move the toxins out. “Antioxidants help to fight free radicals and help to further remove harmful materials,” Dr. An says.

Sweat it out. Sweating is a very effective way for the body to get rid of toxins. “Achieving this through exercise also keeps your organs and systems working properly, which plays a key role in releasing toxins,” Dr. An says. “Aside from exercising, hopping into a sauna or hot bath can help, too.”

“Removing toxins is key to living a healthy life,” Dr. An says. “Just like many of us do in our homes by procrastinating and getting sloppy, our body stores junk. Get rid of it once and for all.”

About Dr. Suhyun An, DC, MSN, NP-C

Dr. Suhyun An (www.drsuhyunan.com) is the clinic director at Campbell Medical Group in Houston and an expert on regenerative medicine. She is co-author of Demystifying Stem Cells: A Real-Life Approach To Regenerative Medicine and travels the nation speaking on those topics. Dr. An received a BS in Biochemistry and Biophysical Science from the University of Houston, graduated cum laude from Parker College of Chiropractic, and got her master’s in nursing science from Samford University.

British Parents Spend £642 a Month on Credit Cards

  • TotallyMoney’s Credit Spending Index reveals the nation is spending 46% more on credit cards compared to ten years ago.
  • 56% of parents would rather save for a family holiday than clothing for children and school equipment and trips.
  • 78% of parents worry about their financial situation at least once a month

Getting kids back to school means buying new P.E. kits, geometry sets, and school uniforms, 64% of parents, however, are frequently concerned about being able to afford their bills – so how are parents managing to cope with their cash flow, bills, and outgoings? The last ten years have been filled with financial uncertainty, from the market crash to the housing bubble, these have affected all forms of spending habits such as the price of petrol to the price of school lunches.

Families are becoming more frugal when it comes to watching their pennies. TotallyMoney’s new research explores spending over the past decade, tracking data on consumer behavior, to reveal how parents have been managing their cash and paying their bills.

 

Younger Families Rely the Most on Credit Card Spending

Although the number of credit cards and accounts in circulation has decreased by 10% over the past decade, the number of purchases made have risen by 25%. Totally Money’s study reveals that the total value of credit card purchases has increased by a worryingly high 46%. When parents were asked if they feel they rely too heavily on their credit cards, 13% agreed. This agreement peaked to just under one out of five parents with young families (those who have children under the age of three).

 

Parents Prioritize Holiday Saving

The survey also revealed that a shocking 78% of parents worry about their financial situation on a monthly basis, with 28% worrying daily. However, despite this, an alarming 56% of parents prioritize saving for their family holiday over clothing for their children, as well as school equipment and school trips.

 

Credit Card Spending

With just over 75% of parents owning a credit card, 36% rely on their credit card to get them through the month – spending an average of £643 per month. The study also unveiled younger families might worry the most but are evidently savvier when it comes to their pennies; spending the least on their credit cards per month (£551). However, whilst parents with children aged between eight and twelve have the highest amount of disposable income, an average of £315 left at the end month, it seems the same group tend to be the most reliant on their credit cards; averagely spending £742 per month.

44% of parents say they find themselves concerned about being able to afford their bills every month. This could be accredited to the increase in the cost of living as well as inflation compared to the national average salary of £27,600 – £1,200 less than the national average weekly household spend of £554.20, equating to a yearly figure of £28,818.

 

Joe Gardiner, Head of Brand and Communications at TotallyMoney, comments, “It’s no secret that the way British people are spending their money has changed over the years. Although outstanding personal loans per household have fallen by 13%, the number of purchases has risen by 25%, which can be accredited to the difference of 4% between how much people are spending yearly and the average national wage.”

“Brits are having to carefully consider what they deem to be important in order to make their income stretch even further. When asked what measures people put in place to assure they rely on your credit cards and/or overdrafts, it was really encouraging to hear the majority of people surveyed replied that they’re actively taking control of their finances by keeping an eye on unnecessary spending and budgeting in advance. ”

 

To view the full tool ‘The Evolution of British Spending’ click here to discover more.

 

UK Households Spending More Than They Earn

  • UK cost of living for a four-person family is £60,000 per year – 103 per cent of average household income
  • UK housing and utility costs have risen by 13 per cent1
  • The global study found the most affordable expat country for families is Sweden

Today, new research by leading price comparison website MoneySuperMarket reveals that the UK is the most expensive location to raise a family. The running costs associated with a four-person family in the UK exceeded those of Spain, USA, Germany and Sweden due to the high costs of rent, utility bills and groceries2.

The data is based on the average monthly cost of property, utility bills and grocery shopping for a family with two children in 10 locations. These locations are some of the most popular destinations for the British public to emigrate to. MoneySuperMarket also ranked the costs against the countries’ average full time salary, to reveal the percentage of salary two working adults must put towards household expenses. In the UK, the average cost of a four-person family is more than twice the combined total of two adults’ salaries4.

Popular expat destinations with lower living costs

With lower utility bills (£94.41 per month), heavily subsidised pre-school costs (£230.34) and a standard average monthly rent of £1,149.40, Sweden is the only country analysed where a single parent can comfortably afford to have two children, working out as 87 per cent of the average working salary5. Based on two adults with two children it’s even more affordable, eating into less than half (43 per cent) of the combined salaries.

The full ranking of the affordable global cities to raise a family, including a breakdown of all metrics, can be seen below:

Global cost of raising a four-person family

Changing costs over time

On average, the weekly food shop has lowered in price for families over the last 16 years, from £236 to £232. However, spending on both housing and utilities, and household goods and services, has increased by 11 per cent overall. In 2001, the average monthly cost of housing and utilities per person in the UK was £277.77, but by 2017 this figure had risen by 13 per cent to £314.82. Due to these rises, the cost of raising a family in the UK has become more expensive.

For more information on the most affordable countries to move to, check out the MoneySuperMarket report around the changes in UK household spending over time.