Posts tagged with "accident"

Safety Score

Autoliv, Inc. (NYSE: ALV and SSE: ALIVsdb), the worldwide leader in automotive safety systems, today introduced Safety Score by Autoliv, a smartphone application with the goal to make people of all ages become safer drivers.

Once downloaded and when active, Safety Score monitors real-time driver behaviors and compares it against Autoliv’s proprietary data algorithms and known causes of accidents and provides the user with a personalized 3-digit safe driver score. The higher the score the more safe-driving behaviors the driver exhibited over an array of data points including turning, acceleration, braking, speed and distractions. The app also collects and compares data on weather, type of roads driven on, time of day and trip duration.

“Today, nearly 1.4 million people die in traffic fatalities every year and that number is expected to increase,” said Cecilia Sunnevång, Ph.D., Autoliv Vice President of Research. “Autoliv has been collecting, studying and acting on accident data for 65 years and we believe the road to saving more lives includes improving driver behavior. Safety Score, when used regularly provides a unique understanding of an individual’s safe-driving patterns and provides a framework for coaching and improving safe-driving habits.”

Christoffer Malm, Autoliv Director of Digital and Mobility, added that having a personalized safety score based on individual driving behavior could also be used by ride-hailing, taxi, limousine and other fleet and professional driving companies to provide an objective picture of a user’s safe-driving habits and provide a platform for evaluating and improving driving behavior. Additionally, a personalized Safety Score based on individual driving behavior could also be used to reduce insurance costs.

“Many usage-based insurance programs collect vehicle data and score based on the performance of a vehicle, which often has multiple drivers, so driving behavior reported back to the insurance company isn’t personalized,” he said. “Safety Score assesses individual driving behavior – regardless of the vehicle driven – and provides a personalized score that could be used to determine an individual’s safe-driving behavior. The individual could then share this information with the insurance company to reduce costs.”

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What Should I Do after I’ve Been in a Traffic Accident?

Going through a traffic accident is a traumatic experience that can leave a lasting effect on you and your car, which might need serious collision repair after the accident. If you’ve been involved in a car crash, a surge of adrenaline is the first thing you are going to feel. After the initial kick it gives, you are left in shock and slowly start putting the pieces together.

After the shock has subsided, you are left in a very unfavorable situation of clearing up the mess. But not everyone knows who to call first, what to do and when to leave the accident. If you find out that any party has sustained an injury you need to contact the emergency services immediately.

If both parties were fortunate enough to avoid any serious injuries, this article will explain the steps you need to take immediately after an accident.

Clear the Traffic and Call the Authorities

Once you’ve made sure no one got hurt in the accident, you should move the vehicles from the road to avoid disturbing the traffic if they are still drivable. Park the vehicles and turn the engines off. If you won any safety items like warning signs or cones, set a perimeter around the vehicle. Even if your injuries might not be apparent, you might have sustained an injury like a whiplash that might not manifest right away. That’s why if you feel any pain or discomfort, stop moving until the emergency arrives. Contact the police even if the damage is minor. Their report is crucial for the insurance claim.

Exchange Information with Other Participants

After the collision shock subsides, you should make sure you exchange all the information with other participants in the crash. This information includes:

●Names and contact information
●Vehicle description including model, year and color
●License plate and drivers’ license numbers
●Insurance Company information
●Accident scene address or location
●Witness’ names and contact information
●Police officers’ name and badge ID.

Try to be polite and respectful, but never admit fault until the police have finished their report. If you have a good phone camera, take pictures of the vehicles that were involved in the crash. Make sure to get good shots of the damage and the scene. Don’t sign anything unless the police or your insurance company agents ask you to.

Contact Your Insurance Company

Before departing from the scene where the accident happened, make sure to contact your insurance company representative or agent. Be as honest as possible because you risk your claim being denied if it turns out you were lying. If you can safely drive away from the accident in your car, let the insurance
company know that. If not, the company will refer you to a towing company and probably recommend a respectable collision repair service to take care of the damage to your car.

If you are found at-fault for the accident, you will have to pay the deductible stated on the insurance policy once you’ve picked your car up at the body shop. If however, you believe the other driver was at fault don’t agree to close the insurance claim but hire an experienced attorney to represent you instead.

Autonomous Cars

Ready or Not, Autonomous Cars are Coming: We are well past the point of autonomous vehicles being a fad. With several production cars around the world already coming from the factory with partial automation features, manufacturers, ride sharing companies, and rental car companies are in an all-out race to lead innovation in autonomous vehicle technology. That intense competition will also lead many to take risks.

 

Auto Insurers Betting on Autonomous to Decrease Frequency of Accidents: Auto insurers have already begun factoring the growth of autonomous and semi-autonomous technologies, such as forward collision warning with autobrake, adaptive headlights, and blind spot assist into future claims projections. In general, the industry is betting on autonomous technology to ultimately decrease the frequency of accidents, but not the severity of accidents that do occur.

 

You Are Being Recorded: One of the most interesting implications of the autonomous vehicle movement on the P&C insurance industry is the vast amount of data that is being collected by these technologies. According to a new studyconducted by J.D. Power in collaboration with Miller Canfield and Mcity, nearly three fourths (74%) of consumers say they are willing to share autonomous vehicle data after a collision, potentially giving insurers broad access into the details surrounding a crash and the ability to expand the current telematics offerings they currently have in place, which offer discounts to safer drivers. According to J.D. Power data, these telematics-powered offerings have been associated with high levels of insurance customer satisfaction.

 

 

Diving Deeper Into the 24 Hours of Le Mans

Siegfried Rauch and Steve McQueen play unyielding rivals in the film Le Mans (1971), but only a few people know about the close friendship they shared. Exclusive and never before published documents come to light, including letters from Steve Siggi and private photos from the families’ albums. Rauch also shares photos and facts from behind the scenes of the 1971 film where Steve McQueen created a cinematic monument to the race, drivers, mechanics and the racing cars in the most realistic conditions.

For the FIRST TIME, Siegfried Rach shows us a different, private side to the “king of cool.”

This Book will be Available October 1st.





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