Posts tagged with "360 Magazine"

Billy Raffoul Live In June EP

Singer/songwriter Billy Raffoul releases Live In June EP  today, August 23, on Interscope Records.  Live In June was recorded during Raffoul’s spring 2019 club tour opening for Parachute. The set captures Raffoul’s stripped-down performance aesthetic featuring only Raffoul with his guitar and voice.  Live In June features the newly released song “Easy Tiger” as well as fan favorites “Lovely” and “Acoustic” and is available at all digital retailers now.  

“Playing live for an audience has always been the most important thing to me so I am happy to share five live versions of previously released songs with you all,” says Raffoul.   “In between these songs I am trying my hand at comedy… in the event that this music thing doesn’t work out.”  

Raffoul will head out on a co-headline tour with Wrabel this fall. Complete list of tour dates below:

October 1

Seattle, WA

Columbia City Theater

October 2

Portland, OR 

Holocene

October 4 

San Francisco, CA 

Swedish American Hall

October 5

Los Angeles, CA 

Troubadour

October 15

Atlanta, GA

Vinyl at Center Stage

October 16

Nashville, TN

Mercy Lounge

October 21

Boston, MA

Brighton Music Hall

October 22

New York, NY

Bowery Ballroom

October 24

Washington DC

Union Stage

October 26

Chicago, IL

Chop Shop

Growing up in the small farming town of Leamington, Ontario, Raffoul first started writing songs at age 10, thanks in no small part to the influence of his father—a musician who’s opened for everyone from Joe Cocker to Bon Jovi. After landing his first paying gig—playing to long-haul drivers at a local truck stop—Raffoul began playing at nearby bars and clubs at age 16, often driving into Detroit for shows. He eventually connected with a manager and moved down to Nashville to push forward with his music career. Soon after scoring a deal with Interscope Records, Raffoul released the critically hailed song “Driver” and followed that with his debut EP 1975 in June 2018 which featured the fan favorite “Acoustic.”

Critical praise followed with NPR raving, “Billy Raffoul has stepped into the spotlight.” Over the past few years, Raffoul has opened for heavyweight artists like, Kings of Leon, X Ambassadors, NEEDTOBREATHE and Kaleo, captivating crowds with his understated yet intensely passionate stage presence.

 

BANKS shares “Contaminated” video

BANKS shares the lyric video for the haunting track “Contaminated.” View it HERE.

The track is featured on BANKS’ third album, III, which debuted to widespread critical acclaim last month. Zane Lowe first debuted the song as a World First on Apple Music’s Beats 1. BANKS recorded “Contaminated” in Los Angeles, collaborating with producer BJ Burton (Bon Iver, Francis and the Lights). Rolling Stone called the track “infectious” while Billboard noted “‘Contaminated,’…a heavy synth-based melody juxtaposed by the songstress’ signature airy vocals to detail the draining and heartbreaking process of being with someone not healthy for you.”

“‘Contaminated’ is about being addicted to a toxic relationship. The more you give, the less of yourself you become,” says BANKS. BANKS further discusses III in feature articles running in TIME Magazine, Harper’s BAZAAR, Vanity Fair, V Magazine and elsewhere. III is her highest-charting album to date on Billboard’s Top Album Sales tally, debuting at No. 3. It came in at No. 1 on the Internet Albums tally, No. 2 on the Current Alternative Albums and Current Pop Albums charts and No. 9 on the Digital Albums chart. Songs from III have accumulated over 50 million streams alone. She’ll support the album with an extensive headline tour, which kicks off on September 3 at REBEL in Toronto.

The III Tour will include two sold-out shows at Brooklyn Steel (with a third night on sale now) and an October 1 concert at the Hollywood Palladium in Los Angeles. Tickets and VIP packages are on sale now. BANKS will also perform at such festivals as Music Midtown in Atlanta, Life is Beautiful in Las Vegas and Austin City Limits. See below for full list of North American/UK/EU dates.

   BANKS – THE III TOUR Dates here.

How to Ensure Your Son is Clear on Consent

The Legal Information Institute includes in their definition of assault, “reasonable apprehension of an imminent harmful or offensive contact. Physical injury is not required.” Studies have shown that more than 90% of our communication is non-verbal. We need to teach our young people, especially our young men, how to read non-verbal cues. If you lean into a person and they do not lean forward in return or, more importantly, lean backwards, they are letting you know that you are encroaching on their personal space. Any further encroachment can be considered offensive. Does that mean you have to stop talking to that person? Absolutely not! It just means, slow your roll. It does mean don’t touch them, tickle or grab them. You may want to role play this scenario with your son so that there is a clear understanding before any alcohol is added to the mix. Diminished capacity is not an excuse.

CONSENT TO SEXUAL ACTIVITY

Of late, discussions surrounding consent have centered on consent as it relates to sex. As the common definition of sex amongst adolescents includes penetration, it is again, imperative  to inform our young men that sexual assault can include, per Women’s Health “Fondling or unwanted touching above or under clothes.” This means that many of the popular movie make-out scenes where guys just reach over and commence touching without any conversation would be viewed as sexual assault today. The goal is to not increase the stress and anxiety surrounding interacting with someone you’re attracted to. In fact, if handled correctly, communication reduces everyone’s stress.

HOW TO KNOW IF YOU HAVE CONSENT

1. Say something! “I really like you, is it okay if I …” or “I really would like to kiss you?” and pause for a response.

2. Don’t be ambiguous. “Do you want to go to my room?” is not code for “and have sex.”

3. Pay attention! If the person you’re with has gotten quiet, they may have become uncomfortable and are having trouble verbalizing their feelings. Stop whatever you’re doing immediately, and check-in with your partner. SILENCE IS NOT CONSENT, ASK!

4. Don’t be selfish! While it is easy to focus on your own pleasure, it is important to stay connected with your partner and don’t make the other person feel bad if they seem hesitant or want to stop. They are withdrawing consent. This is important; they don’t have to say “no” to withdraw consent. If they are no longer actively participating, there is NO consent.

CAN THERE BE CONSENT WHEN DRUNK?

This is an important question as it relates to your son’s college career. College protocol and the law do not always have to agree. In other words, if students are inebriated at the time, and there is what was understood to be consensual sex at the time, and neither lost consciousness, in some states the parties would still be considered incapacitated to consent; however, in other states a legal argument can be made that there was consent. Based on your college’s protocol, l you can be considered impaired even if both parties consented, and you may  face consequences such as expulsion. Make sure to understand your school’s Student Code of Conduct. All major colleges and universities now have a section to address sexual misconduct. It’s a good idea to review this with your son before he leaves so that there is no ambiguity. So now your drunk, how do you decide? Even when drunk, go back to step 1: Say something. If you or your partner can’t communicate, there can’t be consent. Remember, if there is any doubt, there is NO consent.

YES, A MAN MUST ALSO CONSENT

Just because a woman offers sex, does not mean a man has to want it. There is nothing wrong with a guy turning down sex. Sexual emancipation has given rise to a dark side, an underreported behavior. Some sororities are encouraging the collecting of sexual scalps. Without consent, it is wrong when a man does it. It is equally wrong when a woman does it. It is important for young men to realize that they can be sexually assaulted and/or raped. It is a myth that men cannot be raped. There is a powerful scene in the popular History Channel’s series Vikings which depicts just such an event. Sexual assault of a male is traumatic and should not be minimized because of gender. Males should be encouraged to report and are entitled to the same protections afforded female victims. You need to make sure your son is aware that this is NEVER okay.

IS IT EVER TOO LATE TO WITHDRAW CONSENT?

This is an extremely important concept. Just because someone consents to sex, that does not mean they have given up their right to end the experience at any point. Once someone says “stop,” or “no” or ceases participation, they have withdrawn consent and the other party needs to stop as they are no longer with a “willing” participant. There is no justification to continue the encounter.

At this point, some parents may be thinking, “am I making a mistake letting my son go away to school?” The college transition for a prepared adolescent is a valuable experience. In addition to education, college provides an opportunity for a young man to master self-sufficiency, gain self-esteem and most importantly develop the critical thinking skills needed to be successful in life. Teach your son about consent. This is an important tool that will make him a better person, then allow him the opportunity to step up and become that person.

DR. NADINE PIERRE-LOUIS is the Founder and CEO of Doc and Jock LLC, whose mission is to enhance awareness and communication on male issues with the slogan Real Men Talk™.Dr. Pierre-Louis has more than 15 years of experience as a Human Growth and Development Educator and Licensed Marriage Therapist.

In addition to her private practice, Dr. Pierre-Louis works as an adjunct professor at one of the nation’s largest community colleges, where she has gained a reputation for using humor to simplify complex concepts, making learning fun. She is the recipient of the 2016 AC4 Columbia University IACM Fellowship.

Dr. Pierre-Louis lives in Florida and is the mother of two sons, ages 24 and 20.

Anuel AA and Ozuna “Adicto”

Latin GRAMMY© winning producer Tainy taps Latin trap rapper Anuel AA, and reggaetonero Ozuna for his latest single, “Adicto” out now on Interscope Records/ Neon 16. “Adicto” was featured as Zane Lowe’s World Record today on Apple Music’s Beats 1 and is available now at all  digital retailers

The Zak Facts directed video comes just in time for cuffing season, highlighting the trios trysts with love. Coming out swinging as a solo artist, Tainy powers back-to-back hits such as, “Callaita,” with Bad Bunny, and “I Can’t Get Enough” with benny blanco, Selena Gomez, and J. Balvin — the mogul continues to thrive on the music scene. View the video for “Adicto” here.

“Adicto” is the latest single off of Tainy’s upcoming solo project under NEON16 — his multifaceted label recently co-founded with renowned music exec, and former EVP at Roc Nation Records, Lex Borrero. The “Adicto” music video features Tainy’s first-ever close-up as a bonafide solo artist. And the multi-hyphenate, Tainy, plays his renowned keys on camera for his loyalists, as Ozuna croons: “Han pasado varios días y estoy enfermo de ti/ Dime que me hiciste mal/ De mi memoria yo no te puedo borrar/ Dios me va a castigar le prometí te iba a olvidar.”

Anuel AA articulates the growing pains of love, as the MC’s “Adicto” vice on wax is his woman. The thrill of a passionate love often runs its course, and the picturesque “Adicto” video shows both the highs and lows of multiple young lovers. And with the outro, “Bebe yo soy adicto a tu piel/ Yo trato de explicarte y tu no quieres entender,” Tainy, Ozuna, and Anuel AA leave their “Adicto” viewers wondering if the thing they love most is what they are better off without.

360 MAGAZINE, Alejandra Villagra, Vaughn Lowery

Unique Features That Are Found Only in Digital Pianos


With their age old charm, acoustic pianos impress almost everyone. We have an upgrade in the market already. Digital pianos are a package comprising all the features of an acoustic piano and some more. With modern capabilities, these digital pianos lay the whole world of music at your feet. We have listed a few to make you see the wonder these can do.


Damper action


Well, you know how these grand and rich acoustic pianos work. They sound lovely, don’t they? Give all the credits to the super amazing damper action. The sustain pedal and the other damping pedals make the whole musical experience more real and out of the world.

Thanks to the new age digital pianos, they come with sustain pedals and an incredible damper action! Could you have imagined? Apart from all the ease and portability that they gift you with, it just gets better with richer and more impactful sound dynamics to make it feel like magic.


Tempos and all that jazz

Moving on, digital pianos come with an in-built metronome system. Now you won’t have to worry about getting off beat or of rhythm. All you need to do is practice with metronome on and you’ll have perfected your rhythmic skills. Amazing, eh? Also, cross every level of the metronome and improve your memory. Mental or muscle, you’re all for the win.


Key split for the win

Digital pianos have this wonderful feature that allows them to split keys. Confused? Well, you are not breaking them like your super favourite Kitkat chocolates that would be a crime! To put it simply, the feature facilitates assign one sound to the lower end of the keyboard and another to the other end of it. Two is better than one, isn’t it? Well, now you can rock that jazz music that you’ve been so diligently working on.


Dual mode

Are you a fan of layering? Well, good news! Digital pianos come with a featuring of layering sounds. Commonly known as a dual mode, this feature lets you assign two sound to the keys. One on top of the other. Hard to understand? Well, imagine tapping those keys only to hear the lovely sound of a piano which fades into oblivion with the sound of strings. You get what we’re saying? Furthermore, this feature also comes up with an upgrade in some of the digital pianos. You can actually regulate the volume of either of the sounds as per your taste and requirement. Can’t get any better, can it?

Graded Hammer Action Keyboard


To simulate the musical experience of an acoustic piano, digital pianos now come with an interesting feature. This one comprises the graded hammer action keyboard. Wondering what that is? Well, just like an acoustic piano has, digital pianos also have weighted keys that sensitive to touch. Yamaha P45 is one such piano with GHS feature. Witness the movement of hammers on your piano just like a good old vintage acoustic piano also experiences.

Sound effects


Well, the sound of a traditional piano is to mainstream. How about simulating the sounds of various musical instrument on one. Exactly what digital pianos come with on a platter. Digital pianos come up with a myriad of sounds that you can actually mix up and create interesting music with. Also, this makes it all a one man show. Isn’t that incredible? Digital pianos bring the entire world of music to your doorsteps. Experimenting and music making becomes even more interesting with all kinds of features at your beck and all. Come on, experience a few on your own already.

In conclusion, we can say that Digital Piano’s have lot more advanced features than acoustics piano. However, when it comes to sound quality nothing can beat an Acoustic piano.

Wine Enthusiast Announces 40 Under 40 Tastemakers of 2019

 

  1.  Morgan First, Founder, Rosè Mansion New York, New York.
  2. Shoshana Filene, Business Development Manager/Senior Wine Specialist, Zachys Wine Auctions White,  Plains, New York.
  3. Jack Hendler, Co-Owner/Head Brewer Jack’s Abby Brewing, LLC  (Jack’s Abby Craft Lagers and Springdale Beer) Framingham, Massachusetts.
  4. Todd Cavallo, Owner / Winemaker Wild Arc Farm Pine Bush, New York.
  5. Brian Polen, Co-Founder & President Brooklyn Kura Brooklyn, New York.
  6. Paul Brady, New York Wines Brand Ambassador New York Wine & Grape Foundation Brooklyn, New York.
  7. Leslie Merinoff, Co-Founder /Co-Distiller Matchbook Distilling Co., The Lin Beach House, Days Like These Matchbook Distilling Co.
  8. Tara Empson, CEO Empson&Co/ Empson USA/ Empson Canada  USA Alexandria VA/ IT Milano/ CAN Calgary.
  9. Sam Filler, Executive Director New York Wine and Grape Foundation Penn Yan, New York.
  10. Cha McCoy, Founder/ Event Sommelier Cha Squared Hospitality & Consulting, LLC and creator of the wine dinner event series ‘The Communion’ New York, New York & Lisbon, Portugal.
  11. Andrea Morris, Beverage Director Union Square Hospitality Group New York City, New York 
  12. Gabriel Urrutia, Author, Miami Cocktails: An Elegant Collection of over 100 Recipes Inspired by the Magic City. Co-founder, DRINK Miami. Bacardi Single Malts Ambassador, TEAM Enterprises. self-employed, TEAM Enterprises Miami, Florida.
  13. Jamie Graves, Japanese Beverage Portfolio Manager Skurnik Wines & Spirits New York, New York.
  14. Álvarode la Viña, Importer Selections de la Viña Brooklyn, New York.
  15. Naomi Levy, Lead Bartender Better Sorts Social Club Boston, Massachusetts.  
  16. Day Bracey Host/Founder Drinking Partners/Fresh Fest Beer Fest Pittsburgh, Pennsylvania. 
  17. Edward Bailey, Co Host Drinking Partners Podcast Pittsburgh, Pennsylvania.
  18. Amanda Wittstrom, Higgins VP of Operations Ancient Peaks Winery Santa Margarita, California.
  19. Matthew Kaner, Wine Director & Partner Bar Covell | Augustine Wine Bar | Good Measure | AM/FM Wines | Solovin Wine Club Los Angeles, California.
  20. Maayan Koschitzky, Director of Winemaking/Partner Atelier Melka Napa Valley , California.
  21. Christine Clair, Winery Director Willamette Valley Vineyards Turner, Oregon.
  22. Andréa McBride -John, CEO and Co-Founder McBride Sisters Wines California.
  23. John House, Co-owner/winemaker @ OVUMOVUM, Les Caves PDX (co-owner), La Luz Selections (co-owner) Portland, Oregon.
  24. Geoffrey McFarlane, CEO Winc, Los Angeles, California. 
  25. Chip Forsythe, Winemaker & CEO Rebel Coast Winery Oakland, California.
  26. Jennifer Reichardt, owner and winemaker ( for the family business the COO) Raft Wines (family business, Liberty Ducks – it’s a food and wine extravaganza everyday) Santa Rosa, California (the ducks are in Petaluma).
  27. Kirk Wiles, CEO / Founder Paradise Springs Winery Clifton, Virginia and Santa Barbara, California.
  28. Sebastian Donoso, Winemaker,Fringe Collective Fringe Collective Wines Hopland, California
  29. Ksenija Kostic, HouseCo-Owner/winemaker at Ovum wines, assistant winemaker at Argyle winery Ovum wines, Argyle winery Newberg, Oregon.
  30. Elizabeth Bourcier, Assistant Vigneronne Cayuse Vineyards, Proprietor La Rata Wines Cayuse Vineyards Walla Walla, Washington.
  31. Sarah Cahn Bennett, Co-Owner / Navarro Vineyards & Winemaker / Pennyroyal Farm Navarro Vineyards & Pennyroyal Farm Boonville, California.
  32. Paul Gospodarczyk, Winemaking Professor & Director Napa Valley College Napa, California.
  33. Jamie Benziger, Winemaker, The Wine Group Glen Ellen, California.
  34. Carlin Karr, Wine Director, Frasca Food and Wine/ Tavernetta/ Pizzeria Locale,Boulder Frasca Food and Wine,Inc Boulder, CO & Denver, Colorado.
  35. Richard Hanauer, Partner & Wine Director,RPM Restaurants / Bar Ramone Chicago,Illinois.  
  36. Alex Negranza, Director of Operations, (Partner),Tongue-Cut Sparrow, The Pastry War, Nightingale Room, (Penny Quarter- Opening June 2019),Houston, Texas.
  37. Alexandra Minton, Wine Director QED Hospitality New Orleans, Louisiana.
  38. Ashtin Berry, Hospitality Activist, Content Pioneer of Radical Xchange,myself, New Orleans, Louisiana.
  39. Alexis Brown, Co-Founder/Director Causing A Stir Chicago, Illinois.
  40. Erin James, Editor-in-chiefSip Publishing (publisher of Sip Northwest and Cidercraft magazines)Seattle, Washington.
Lexus ES, Vaughn Lowery, 360 MAGAZINE, Seabrite Beach, Fun, Summer

5 Great Ways to Have Fun Alone

Many people think a fulfilled life is cramming all kinds of social events into their life. But what happens when those plans fall through and you’re left alone? While some turn to playing video slot game online, there are better things to do. Consider these activities the next time you’re alone.

Visit a Nearby Town

Having an opportunity to decompress can do wonders and one way to do that is to visit another town. Of course, there can be a gambling casino in the area, but consider other places to. Take a mini-vacation and go out for lunch in the area or check the other shops.

Doing this can give you ideas for your next outing with friends. After all, you don’t know what sort of gems can be found in even the smallest of towns.

Learning a New Skill

Getting tired of the hobbies that you have? This could be a clear sign to learn something new or acquire a new skill. You don’t need to have any prior experience or talent in it. In fact, it’s better if you don’t.

Learning a new skill can provide someone with new challenges and thrilling opportunities too. Take some time now and think: have you ever tried to learn a new language? How about playing an instrument or writing poetry or blog articles?

Jogging/Walking in Nature

Exercise is a good way of de-stressing, but can also be a good time to reflect and overcome other challenges. The idea with this activity is to go at your own pace. Best of all, you can stop whenever you like.

Spend Time with a Pet

Studies show that bonding with a cat or a dog can lower stress, make you feel less lonely, and improve fitness. Finding a way to get access to another animal can provide ample benefits. Ask a friend to look after their pet for a day or get one yourself.

Write

Whether it’s a journal or a blog, devote some time to writing. Share your deep and personal thoughts. It passes the time and provides ample of other benefits too. Other prompts are things like:


● Processing recent events.
● Discussing certain challenges.
● Discussing goals you have.

Conclusion

The list for things to do alone is endless so don’t feel like you’ll be bored. The actions mentioned above are a lot of fun and can lead to further development of your life.

Lexus ES, Vaughn Lowery, 360 MAGAZINE, NYC, rooftop

Benefits of SIP Termination Systems

Today, businesses cannot survive without efficient communication with partners and clients. In the digital age, landline systems of the past have become largely obsolete. You may often hear of VoIP and SIP as two major tech phenomena facilitating calls over the web, often for free.

Voice over IP is a well-known technology for Internet-based calling.
We all know that Skype users can call and see each other, and instant messengers offer similar features free of charge. When two people are online, they can talk freely. But what if you need to reach a cell phone number from an Internet-connected device? This is where SIP termination comes into play. If you choose your provider correctly, the benefits will be tangible.

The Term

The abbreviation stands for session initiation protocol, and termination refers to outbound calling. This option enables outgoing calls from Internet-based telephone systems to regular ones, whether cellular, or PSTN (public switched telephone network).

This way, you can make voice calls from your IP-based device (VoIP) to external phone networks anywhere on the planet. This outgoing call option is opposite to SIP origination, which refers to incoming calls to VoIP devices. A special number, referred to as either DID or DDI, will be assigned, and it is suitable for anyone who calls you, whether using a cell phone or PTSN.

When such a call is received, it is directed to your SIP user or IP address and can be answered from a VoIP/SIP device.


Advantages to Consider

1. Cost-cutting

The first obvious advantage of using the service is saving on communication costs, which are often significant, especially for international calls. You will be able to contact your partners, both locally and overseas, at a reduced cost.
For example, if you are based in the USA, but communicate with partners in Asia, they may call you on your DID number, which will cost them less. Meanwhile, you will be receiving calls in your American office via IP technology. You may be offered an unlimited number of channels that can be active at the same time, with payment per minute.

Tariffs generally depend on the following factors:


● the provider,
● the number of active lines (unless unlimited),
● the destination country,
● the city,
● the receiver’s mobile operator.

2. Format Diversity

SIP termination will make possible not only voice calls. The service may include extra features, such as video conferencing, instant messaging, streaming media, and even online games.

3. Expanded Reach and Flexibility

There are clear benefits for any company, regardless of type or size. SIP termination offers a market opportunity that should not be overlooked. Multinationals, airports, banks, and hotels are embracing the technology.

Overall, SIP systems are becoming increasingly widespread, and for a good reason. They help companies of any size and sector to streamline communication with partners and customers. SIP enables effortless communication between regular phones and IP-based devices with no geographical constraints.

Most Expensive States For Speeding

The United States is a vast nation connected by the automobile. But while our car culture helps connect the far reaches of the country to each other, it also comes with some clear limitations. Like how fast you can travel whilst zipping from the Grand Canyon to the Great Smoky Mountains on your cross-country road trip. And few things can ruin a vacation quite like getting slapped with a speeding ticket.

However, depending on where you get it, a speeding ticket can range from a minor annoyance to a significant financial burden. A $20 fine isn’t always a huge burden to bear, but relatively few Americans can afford to fit an unexpected fee of $300 into their normal budget. So, before you set out on your great American road trip, it might be worth learning how much a ticket would cost you in the states along your route.

To determine this, GOBankingRates delved into the cost of a speeding ticket in each state using data from GoCompare.com’s Harsher Penalties 2018 study. The GOBankingRates study then compared the cost of a ticket for traveling 13 mph over the posted speed limit for a first-time offender and assuming no additional fees established a ranking of the expected cost by state.

Key to Auto Dealer Satisfaction

As auto dealers confront a rapidly changing consumer landscape in which many customers now apply for credit online before visiting a dealership, the experienced and empowered credit and sales personnel at captive and non-captive lenders are becoming critical elements in the success of an automotive finance operation. According to the J.D. Power 2019 U.S. Dealer Financing Satisfaction Study,SM the ability to answer dealer questions correctly the first time, facilitate electronic transactions and resolve contracts quickly is key to helping dealers successfully navigate the changing marketplace.

“Dealers are able to put together more attractive, seamless transactions for their customers when they are able to work in lock-step with lenders they trust to deliver fast, accurate and competitive products,” said Jim Houston, Senior Director, Automotive Finance Intelligence at J.D. Power. “That relationship becomes more important as vehicle sales slow and more buyers may seek to secure financing outside of the dealership. Credit analysts and sales personnel perform some of the most important functions for dealers looking to match customers purchase with the right financial transaction. When these teams are available, knowledgeable and empowered, they improve dealer satisfaction and enhance the lender’s value proposition.”

The 2019 U.S. Dealer Financing Satisfaction Study is based on 16,870 retail credit and 2,117 floor plan provider evaluations from dealer personnel, a 17% increase in response rate from the 2018 study. The study was fielded in April-May 2019, measuring auto dealer satisfaction in three segments of lenders: non-captive, captive mass market and floor planning. The non-captive analysis evaluates the dealer/lender relationship across three factors: relationship; provider offerings; and application/approval process. In the captive segment, four factors are evaluated: relationship; provider offerings; application/approval process; and lease return. Three factors are measured in the floor planning segment: relationship; portfolio management; and provider credit line.