The major concern after an accident is how one can get the most compensation. Undoubtedly, injuries, damages, and losses that occur after an accident can pose substantial monetary complications. If your injuries and damages are as a result of someone else’s negligence and reckless driving, then you have the right to file a claim.
There are different forms of compensation that you can receive. This will help take care of various expenses and financial obligations including:
- Medical expenses incurred
- Loss of income due to incapacitation caused by the accident
- The pain and suffering you went through. Though it’s difficult to quantify pain in terms of monetary value. However, the compensation received can in a way help to manage the pain.
So, how much compensation can one receive after an accident? Well, all this will depend on your preparedness, proof, and your representation. Most importantly, timing is of the essence. After a car crash, it’s important that you immediately consult with a reputable attorney. They’ll help assess your case and tell you whether you have a strong one or not. Your compensation will however not be limited to the following:
- The sum of all the actual bills the accident caused you. But then again, you need to ensure that you have all the medical records and car repair receipts backed up.
- The total sum of money lost from your income – this includes salaries and wages you were not earning during the period of injuries
- Other expenses as may be stipulated by traffic law and the insurance policy
Be as it may, you are eligible for the most compensation. However, insurance companies will not let you off easy. It just doesn’t work that way, according to their compensation handbooks. They’ll put up a strong defense to see that your claim is either denied or reduced. So, how do you get the most compensation after a car crash? Here’s how:
- Seek Immediate Medical Assistance
Going to the hospital will not only save your life, but it will also act as proof that you suffered grave injuries as a result of the accident. Ensure to report your symptoms to your doctor and alert them if pain persists even after treatment. Most importantly, keep track of all appointments and therapy sessions.
- Document All The Pieces Of Evidence
At the scene of the accident, if you’re able to, take photographs or videos documenting the scene and events after the accident. While on the same note, gather all the medical records, prescriptions, memos, and doctor reports. It will be difficult for the insurance company to challenge you with these documents in place. The expert attorneys in Kentucky, Morgan, Collins, Yeast & Salyer, mention that it would be easier to argue your case as well as negotiate for the most compensation, if you provide the attorneys with the right information. So, whatever you have to do, hang on to those medical records and any other document that pertains to your case.
- Minimize Unnecessary Talks
You should be aware that the case starts at the scene of the accident. Keep your cool and minimize unnecessary talk. Do not admit liability! This is a time when emotions are running high and it’s most likely that you’re confused and still in pain. Unfortunately, some will want to take advantage of your situation by coercing you to admit liability. This is usually a tactic employed by insurance adjusters. They might as well provide you with a “way out” by persuading you to sign some documents. You’ll be ill-advised to agree to such terms. On the contrary, call your attorney immediately and let them handle the rest.
- State Your Injuries and Damages
The objective here is to aim high by proving that indeed your injuries were as a result of the accident. This is why it’s highly advisable to seek medical treatment as soon as possible after an accident, whether it’s a serious accident or a minor fender bender. Ensure to utilize witnesses when proving your case. Your witnesses here should include your personal doctors, trusted persons at the scene of the accident who had a first-hand account of the accident, and or your mechanic. A comprehensive account of your injuries or the vehicle damages will help increase your chances of getting a higher compensation.
- Argue Your Case Well
This will better be left to an experienced attorney. They have the experience and are more knowledgeable in all matters legal issues. Most insurance companies will use delaying tactics to wear you down to submission. While it might seem like a great idea to represent yourself, it will only lower your chances of being granted the most compensation.
When you’ve been involved in an accident, your major concerns will be about your recovery process, how you’ll feed your family, and whether you’ll be able to resume to your usual self. Getting compensated for your injuries and the damages caused will help cushion you from major financial obligations. The above pointer will provide you with helpful insights on how to get the most compensation after a car crash.
